From TMZ:

Lindsay knows plenty about insurance, because she's made a slew of claims. You'll recall back in 2007 she drove up a median and was arrested for DUI. Later that year she was arrested again after a wild ride on PCH where she allegedly took several dudes hostage. She was busted for DUI ... unclear if there was car damage.

In 2010 she hit a baby stroller in West Hollywood.

In 2012 Lindsay hit a car outside a club. And later that year she slammed into an 18 wheeler on PCH, claiming her brakes failed. Still later in 2012 she struck a man outside the Dream hotel in NYC.

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Good luck, Lindsay! Still rooting for you! Still against everything your mom and your dad stan for!