On last night's episode the Housewives rallied around Gretchen, whose fiancé was dying in the hospital, to tell her that she needs to cover her ass and be made a beneficiary on his life insurance.

Gretchen has all the makings of a classic gold digger. She's gorgeous, young, and engaged to a very much older wealthy man who has a terminal illness who is financially supporting her. But even though she isn't working, she does take care of him, gives him injections, and sits in the hospital with him. It might seem callous, but she should look out for herself and what lies ahead, so when Vicki was telling her to make sure she gets a percentage of his life insurance policy, it made sense, since Gretchen's fiancé wanted her to leave her job to take care of him.